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A total loss need not be a total disaster. If your car is stolen or declared an insurance write-off "Return to Invoice Insurance" will refund to you the difference between what you paid for the car and your insurers depreciated valuation.
What would your position be if your car were stolen or written-off?

Insurance Companies depreciate cars by up to 60% over a three year period, therefore if you have a loan have you considered how you will settle it? Even if your insurance payout covers your loan settlement, where does the deposit come from for your next car? - you don't have a part exchange!

If you are a cash buyer, have you considered how you will replace the difference between the amount you paid for your car and your insurance payout? Will it be possible for you to replace like for like without adding more of your savings?

THE FACTS·

A vehicle is stolen every minute

A third of these are never recovered ·

UK car crime is a third of all crime ·

Over 500,000 vehicles become a total loss each year ·

Every day in the UK more than 200 vehicles are involved in serious accidents ·

Cars seem to be depreciating at a far greater rate than ever before ·

Motor Insurance valuations are less than the amount you paid for the car · You pay the depreciation, not your motor insure

YOU WIN

Turn your misfortune to an advantage With RTI Top-up you can get back what you paid for the car IN FULL!